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North Carolina Has the 6th Cheapest Auto Insurance in the Country — the Same...

If you drive in North Carolina, you are getting a genuinely good deal on auto insurance. Kiplinger and Insurify’s September 2026 analysis puts full coverage in North Carolina at $1,356 per year — less...

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Nevada’s Life Insurance Gap Is the Largest in the Country

Las Vegas Pays the Least in Life Insurance Benefits Per Resident of Any State Let me tell you about the kind of job that keeps Las Vegas running. You work a hotel. You tend bar, clean rooms, deal...

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The Census Bureau Says 2025 Was the Best Year for Health Insurance Coverage...

The headline from Tuesday’s Census Bureau data release was genuinely good news. The national uninsured rate held at 7.9 percent in 2025 — a historic low, unchanged from 2024, the product of more than a...

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Connecticut Just Approved Health Insurance Rate Increases Its Own Officials...

Monique Nadeau is a dentist. She owns Farmington Village Dental Associates in Farmington, Connecticut. She knows healthcare. She knows costs. And she submitted public comments to the Connecticut...

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The Insurance Pricing Trick That Targets People Who Do Not Shop Around —...

If you have had the same auto or home insurance company for years and never switched, there is a chance you have been paying more than a new customer would for the same coverage. Not because your risk...

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The Math Behind Arizona’s Affordability Promise Is Not Adding Up the Way It...

Arizona HOA Fees Are Rising Because of Heat, Wildfire Risk, and the Thing Nobody Warned New Residents About A lot of people moved to Phoenix to escape what was happening to housing costs in California....

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North Carolina Insurers Asked for a 68% Increase on Vacation Homes — Here’s...

North Carolina Vacation Home and Rental Property Owners Have an Insurance Increase Arriving October 1 — Most Do Not Know It Is Coming If you own a vacation home, a rental property, or any non-primary...

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The Connecticut Small Business Owner Paying $8,700 More in 2027 for the Same...

The letter arrived Friday morning. Connecticut’s Insurance Department approved 2027 health insurance rates — and for the second conseccutive year, the answer for Connecticut small businesses and...

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Wisconsin Residents Have Been Paying More for Health Insurance for Years — a...

If you live in Wisconsin and pay for health insurance — whether through your employer or on your own — you have been paying for something most Wisconsin residents have never had explained to them. A...

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Washington State Just Approved a 22% Health Insurance Rate Increase for 2027...

Washington Insurance Commissioner Patty Kuderer announced this morning that she has approved an average 22.2 percent rate increase for individual health plans in 2027. It is the highest increase in...

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Tennessee Drivers With Poor Credit Pay 87% More for Auto Insurance — and...

JoAnne Robinson has lived in Frayser her whole life. She drives to work, to the grocery store, to church. She pays her bills. When she learned that Tennessee drivers with poor credit pay 87 percent...

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450,000 Floridians Did Not File Paperwork to Leave the ACA — They Just...

Florida built something rare in American healthcare. More than 4.74 million Floridians enrolled in ACA marketplace plans for 2025 — the largest ACA enrollment of any state in the country by a...

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Florida Bronze Plan Holders Just Got HSA Access — If You Are Approaching 65...

Florida has no state income tax. When the IRS made Bronze and catastrophic ACA plans HSA-compatible starting January 1, 2026, Florida self-employed workers and independent contractors got the full...

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Texas Self-Employed Workers on Cheap ACA Plans Just Got Access to the Same...

If you are a self-employed Texan — a contractor, a freelancer, a small business owner, a gig worker — and you have been buying one of the cheaper Bronze health insurance plans on the ACA marketplace to...

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Washington and Oregon Homeowners Are Paying for Wildfire Twice — Once on...

The wildfire season is not just showing up in homeowners insurance premiums in Washington and Oregon. It is showing up in the monthly electric bill too. Puget Sound Energy raised residential...

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3 Florida Auto Insurance Companies Are Sending Money Back to Drivers This...

Florida drivers are not used to getting good news from their auto insurance company. They are used to rate increases. Non-renewals. Coverage changes. The state has had the highest or second-highest...

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California Is Fining Hospitals That Grow Spending Too Fast — Here’s the...

Last week, California became the most aggressive state in the country on healthcare spending enforcement. The California Office of Health Care Affordability adopted a penalty framework that can fine...

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Some Arizona Homeowners Are Getting Quotes for $23,000 a Year — Others Cannot...

Robert Borucki has lived in the Heber-Overgaard area of Navajo County for nearly thirty years. He maintained homeowners insurance on his property for more than twenty of those years without incident....

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New Hampshire Does Not Require Auto Insurance — and It Has One of the...

New Hampshire’s state motto is “Live Free or Die.” The state applied that philosophy to auto insurance decades ago and has never looked back. New Hampshire is one of only two states in the country —...

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2 Completely Different Problems Are Making Louisiana the Most Expensive...

The Insurance Information Institute just launched the first national Insurance Affordability Index — a state-by-state ranking of what Americans actually pay for homeowners and auto insurance as a...

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